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FINANCE

Money Manager Ex©

From author's site:

Money Manager Ex© is a free, open-source, cross-platform, easy-to-use personal finance software. It primarily helps organize one's finances and keeps track of where, when and how the money goes. It is also a great tool to get a bird's eye view of your financial worth.

Money Manager includes all the basic features that 90% of users would want to see in a personal finance application. The design goals are to concentrate on simplicity and user-friendliness - something one can use everyday.

Money Manager Ex is a complete rewrite of the original Money Manager .NET. It can run on Windows and Linux currently and a port to other platforms can be made if required.

Rating: 
Very Good
Registration: 
not required
OS Support: 
Windows
OS Support: 
GNU/Linux

AceStock

From author's site:

AceStock is a FREE personal stocks monitor. You can't afford not to have this tool if you own any stock, participate in Stock Options plan or want to know what's happening on the market with your 401k today.

AceStock brings realtime stock quotes right on your desktop. You don't have to watch it all the time, AceStock works in the completely automatic mode. From time to time AceStock is downloading the latest stock quotes from the Net and issues an alert if the stock is out of your defined range. This is it, nothing else, but isn't that all you want to know about your invesments?

Rating: 
Very Good
Registration: 
not required
OS Support: 
Windows

AceMoney Lite

From author's site:

AceMoney Lite is a freeware personal finance manager. It has all the features of its big brother except multiple accounts management. As AceMoney, AceMoney Lite helps people organize and manage their personal finances quickly and easily. It supports all the features required for home or even small-business accounting needs:

- Generate any report by categories or payors/payees, including pie charts. Now you can see at a glance how much you spent on food last month. Find all your withdrawals and deposits by any parameter.

- The program has more than 100 predefined spending categories. Setup budget limits for every category and track the difference between actual and budgeted values.

Rating: 
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Registration: 
not required
OS Support: 
Windows
OS Support: 
GNU/Linux

The Federal Reserve System: Purposes and Functions (pdf)

The 'official' spin about this non-governmental banking entity:

Provides a detailed look at the structure, responsibilities, and operations of the Federal Reserve System. Revised in 2005 to reflect changes in monetary, regulatory, and other policy areas. Incorporates major changes in the law and in the structure of the financial system in the past decade.

More information: http://www.ny.frb.org/  (Alternative download link)

Registration: 
not required

TigerTom's Loan and Mortgage Calculator

A very simply mortage/loan calculator but it does the job and generates nice HTML amortization schedules.

The user inputs a loan amount, interest rate and term, and it outputs a table of payments. Users can save and print amortization tables, and output in British pounds, as well as dollars and euros.

Registration: 
not required
OS Support: 
Windows

Crown Financial Tools

A useful collection of financial tools, career resources and PDF downloads.- Money Map– Are You on the Journey?

- Accelerated Debt Payoff Calculator (FREE)
- Will Planning Kit(FREE)
- Calculators (FREE)
- Financial Forms & Downloads(FREE)
- Personality I.D. (FREE)

CrownMoneyMap.org (FREE) A host of useful life and financial planners, calculators and resources. Highly recommended!

Registration: 
for certain features

Financial Freedom Society, Inc.

Most folks who think they have a "money problem" actually have a TIME problem!

When you manage your time wisely you will have all the money you need... then, by managing your money wisely it will buy you all the free time you want.

FFSI's Early Retirement System of eTools provides everything you need to achieve exceptional financial health. You should be able to become debt-free in 7 to 14 years, including paying off a 30-year mortgage. And, you can reduce your remaining working years by about 50%.

Rating: 
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Registration: 
required

Loan Calculator

The Loan Calculator can quickly perform "what-if" analysis for any loan scenario. There are four values that will typically concern the user. They are (1) the amount of the loan; (2) the total periods or term of the loan; (3) the annual rate; and (4) the payment amount. It is your job to provide any three of the values and the loan calculator will solve for the fourth one.

You may display up to five loan calculators on the screen at one time. Displaying multiple copies of a calculator makes what-ifs and side-by-side comparisons easy.

The Loan Calculator supports many different amortization methods.

* Normal
* Canadian
* Fixed principal
* Interest only
* No interest
* Rule-of-78s

Rating: 
Very Good
Registration: 
not required
OS Support: 
Windows

Freedom to Fascism

From author's site:

Dear Lovers of Liberty, the struggle is underway! Join us!

* Are you aware by May of 2008 there's a law that would require you to carry a national identification card?

* Are you aware that there are plans being developed to have all Americans embedded with a Radio Frequency Identification (RFID) computer chip under their skin so they can be tracked wherever they go?

* Are you aware the Supreme Court has ruled that the government has no authority to impose a direct unapportioned tax on the labor of the American people, and the 16th Amendment does not give the government that power?

* Are you aware that computer voting machines can be rigged and there is no way to ensure that vote is counted?

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